Unless otherwise stated, answer in complete sentences, and be sure to use correct English, spelling, and grammar.

Respond to the items below.

Part A:Given the following cash inflow at the end of each year, what is the future value of this cash flow at 6%, 9%, and 15% interest rates at the end of the seventh year?

Year 1                             $15,000

Year 2                             $20,000

Year 3                             $30,000

Years 4 through 6                    $0

Year 7                          $150,000

Part B: County Ranch Insurance Company wants to offer a guaranteed annuity in units of $500, payable at the end of each year for 25 years. The company has a strong investment record and can consistently earn 7% on its investments after taxes. If the company wants to make 1% on this contract, what price should it set on it? Use 6% as the discount rate. Assume that it is an ordinary annuity and that the price is the same as present value.

Part C: A local government is about to run a lottery but doesnot want to be involved in the payoff if a winner picks an annuity payoff. The government contracts with a trust to pay the lump-sum payout to the trust and have the trust (probably a local bank) pay the annual payments. The first winner of the lottery chooses the annuity and will receive $150,000 a year for the next 25 years. The local government will give the trust $2,000,000 to pay for this annuity. What investment rate must the trust earn to break even on this arrangement?

Part D: Your dreams of becoming rich have just come true. You have won the State of Tranquility’s Lottery. The State offers you two payment plans for the $5,000,000 advertised jackpot. You can take annual payments of $250,000 for the next 20 years or $2,867,480 today.

a.     If your investment rate over the next 20 years is 8%, which payoff will you choose?

b.     If your investment rate over the next 20 years is 5%, which payoff will you choose?

c.     At what investment rate will the annuity stream of $250,000 be the same as the lump sum payment of $2,867,480?

How Many People to Survey? 

Gallup poll results are prevalent in the media especially leading up to elections as are reports on surveys done by universities and research groups like the Pew Research Center.

The survey results of small groups of people are used to portray a general consensus about a population. Ever wonder how many people should be included in a survey to make it a meaningful reflection of a population? Now you will be able to answer your own question. Be warned; you will never feel the same about these polls and surveys again.

Using the following specific resources, create a lecture (with citations) which includes the following:

Part 1: Survey Analysis

Entertainment Survey
Using a newspaper article from the AIU library’s full-text database: Newsstand (ProQuest), create a lecture (with citations) which includes the following:

• Describe an entertainment poll or survey. Analyze the number of people who participated in the sample compared to the number in the population. Most news articles will not provide information on the number of people surveyed. In this case critique the validity of the results. (Be sure to cite the article which must be from Newsstand -ProQuest) Here is a Research Guide.
• Discuss how the results of the survey can be used to tell a story or support an idea of the sponsoring company or media group.

Political Survey
Using polls from one of the following sources:

Source 1

Source 2

• Describe a political poll or survey. Analyze the number of people who participated in the sample compared to the number in the population.
• Discuss how the results of the survey can be used to tell a story or support an idea of the sponsoring company or media group.

General Survey 
Using polls from one of the following sources:

Source 1

Source 2

• Describe a general opinion poll or survey. Analyze the number of people who participated in the sample compared to the number in the population.
• Discuss how the results of the survey can be used to tell a story or support an idea of the sponsoring company or media group.

Overview

Consider the three surveys presented.

• Using the knowledge you learned from the textbook, compare and contrast the sample sizes in each of the three surveys mentioned in the post and determine if the samples sizes are appropriate.
• In your opinion, which appears to be the most valid? (Cite and reference the textbook)

This section of the paper will be 2-3 pages in length and each survey or poll described MUST come from AIU Library’s National Newspapers- ProQuest Database and Pew Research Center or Gallup.

Please do not use quotes or copy definitions. You will not receive credit for understanding the materials if you use the words of others. Keep in mind that since you did research and you have citations in the body of the post, you must also place a reference list at the end containing the textbook and the articles cited.

• Include a copy of your survey
• Provide charts of your results and describe those charts in words
• Explain how the results of your survey can be used by a media group or company

This section of the paper will contain 1 page of text and 3 charts.

Use the following link to obtain necessary information to fill out financial analysis report that will be attached.

YOu can find the information at the link by clicking the financial information tab.

https://devry.equella.ecollege.com/file/d0a0f0ed-47f3-4e74-ac74-aeadc25f3f3e/1/CanGo_Intranet.zip/CanGo_Intranet/index.html

This is an assignement that is being turned in late only need 5 pages please.

Assignment 2: Case study—Paid Time Off (PTO) Policies

PTO policies have become good tools for HR staff to use in terms of organizational incentives. Use the Argosy University online library and your textbooks to read about PTO policies. Now, let us go back to Company A and Company B from Module 1.

While reviewing the information from the two merged companies, the HR Director has found out that each company has two different PTO policies.

Company A has a PTO system in which employees are given 30 days of paid time off each year, which accumulates at the rate of 2.5 days a month. Under this policy, vacation and sick leave are all rolled into one paid leave and any absence whether scheduled, such as vacation, or unscheduled, such as sick leave, are taken from the accumulated leave the employee has earned.

Company B has a more traditional leave system in which employees are given 12 days of vacation, 10 days of sick leave and 10 holidays. The company is closed on those holidays. Vacation is accumulated at a day per month. Sick leave has an unlimited accumulation, but unlike vacation would not be paid out upon termination of employment.

Since the employees of the merged company will be working side by side, the HR Director has asked you to review the situation and make recommendations for a solution.

Instructions:

As an HR Director prepare a report addressing the following issues:

• Identify any additional information you would need to recommend a solution, and explain where you would likely find that information.
• Discuss any issues you would likely encounter if you were to merge the PTO system to a traditional leave system. Explain which issues would be difficult to solve and why.
• Explain any problems you see with leaving the two systems in place, and identify which system would be assigned for new employees.
• Make a recommendation for one common PTO system. Explain your system and why you think this system is the best system for the company.

Include two to three scholarly references in your response.

Write a five-to-seven-page memo to the company’s Chief Executive Officer (CEO). Apply APA standards to citation of sources.

Use the following file naming convention: LastnameFirstInitial_M2_A2.doc. By Wednesday, February 24, 2016, deliver your assignment to the M2: Assignment 2 Dropbox.